Cut-out one piece bathing suit, this dainty beaded necklace by GiGi Clozeau and black sunnies. Gretchen has a long torso so she sized up one size! LTKOver40 LTKTravel LTKSwim

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Lace-Up Underwire One-Piece Swimsuit | Nordstrom
18K Yellow Gold Classic Gigi Resin Bead Collar Necklace, 16.5" | Bloomingdale's (US)
AFTER HOURS | Quay Australia