The skirt does have a matching top but I love it with this cardigan. You can wear the cardigan open or closed like a shirt as I did here. Wearing an XS in the skirt and small in the sweater LTKFindsUnder50 LTKSeasonal LTKWorkwear

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Women's Button-Up Cardigan - Universal Thread™ | Target
Women's Ruffle Midi Skirt - A New Day™ | Target
Women's Long Sleeve Ruffle Blouse - A New Day™ | Target