Under $45 winter monochrome fashion finds! H&M has some great affordable winter fashion styles right now. Especially loving these sweater options! Womens fashion, fashion, fashion finds, outfit, outfit inspiration, clothing, winter fashion, fall fashion, wardrobe, fashion accessories, sweater skirt, knit turtleneck, Jacquard print, cable-knit sweater, rib knit skirt, fluffy jacket, neutral closet Inspo, work wear, holiday style, ballet flats, silver studs, tote bag, shopper, long cardigan, denim skirt, pleated skirt LTKSeasonal LTKFindsUnder50 LTKStyleTip

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Angular Stud Earrings | H&M (US + CA)
Jacquard-weave Shopper | H&M (US + CA)
Ballet Flats | H&M (US + CA)
Slit-hem Twill Skirt | H&M (US + CA)
Rib-Knit Cardigan | H&M (US + CA)
Pleated Skirt | H&M (US + CA)
Mock Turtleneck Sweater | H&M (US + CA)
Button-Front Cable-Knit Sweater Vest | H&M (US + CA)
Braided Ballet Flats | H&M (US + CA)
Crinkled Satin Maxi Skirt | H&M (US + CA)
Fluffy Earmuffs | H&M (US + CA)
Fluffy-Knit Sweater | H&M (US + CA)
Scarf | H&M (US + CA)
Flared Fluffy-Knit Skirt | H&M (US + CA)
Fluffy-Trim Crossbody Bag | H&M (US + CA)
Bouclé-Knit Cardigan | H&M (US + CA)